Due to the global character of XTB operations, and the fact that the broker is regulated by several entities, the specific features and account info might vary from country to country. For instance, the UK website, under FCA supervision enables customers to trade with up to 1:200 leverage, while the Italian traders will be able to leverage up to 1:100. In our XTB review we will include information from the website we have been using – the UK one. Please make sure to check respective website for your country to verify the info on the features.

In any case, trading on demo should not be an issue since the whole procedure is easy as ever – register online and choose a platform – that’s it! XTB Demo account includes 100.000 money units one can trade with virtually without risking one’s own money. We have chosen the XStation 5 as our platform of choice, so to read more about the platform scroll down to the Trading Software section of the XTB review.

XTB offers three types of accounts in most countries. Those using the international site (one regulated by Belize ISFC) offers 2 types of account, so make note to check for differences. The three accounts we are comparing have the same minimum deposit, however, different execution, spreads, order sizes and some other options.

XTB Basic Account

• Fixed spread
• Instant execution
• Personal account manager
• 1:200 leverage
• Min 2 pips spread
• Guaranteed stop loss
• Stop out at 30%
• Commission on shares from 0.08%
• Maximum order size forex – 50 lots

XTB Standard Account

• Variable spread
• Market execution
• Supports automated trading
• Personal account manager
• 1:200 leverage
• From 0.35 pips spread
• 30% stop out
• 0.08% commission on shares

XTB Pro Account

• Market execution
• Market spread from 0.28 pips
• Supports automated trading
• Personal account manager
• 1:200 leverage
• 30% stop out
• 08% commission on shares

To sum the accounts up – many may be a bit surprised all three accounts carry the same minimum deposit, but technically that is a really good thing because it enables traders to focus on the cost of execution embedded in spreads, commissions and the sheer nature of spreads. Traders who make large trades want lower spreads and want to take advantage of it when markets offer opportunity. This also means more risk if they are market based or floating since the spread is not always the same – depends on the liquidity. These traders will need to deposit more by sheer nature of their strategy. Beginners want to focus on trading and analysis and spreads are just a nuisance for them, especially if moving – so fixed spread of the Basic account makes sense there.

XTB traders can also take part in the XTB promotional loyalty programme with Cashbacks. Cashbacks are granted for cost incurred when trading, meaning they will be determined by the spread. The size of cashbacks will depend on several things, but initially it needs to be set up by the personal account manager. Naturally, it involves terms and conditions, so make sure to familiarize yourself with them.